Secure Your Family's Financial Future

As a thumb rule, your coverage should be at least 10-15 times your annual income. However, the exact amount depends on your financial obligations, liabilities, dependent family members, and future goals. Our advisors can help you determine the right coverage based on your specific needs.

In a traditional term insurance plan, there are no maturity benefits if you survive the policy term. However, with our Term Shield Premier plan's Return of Premium option, you can get back all the premiums paid if you survive the policy term.

Yes, you can enhance your term insurance coverage with riders like Critical Illness Cover, Accidental Death Benefit, Disability Benefit, and Premium Waiver benefit. These riders provide additional protection at a nominal extra cost.

You need to submit identity proof (Aadhaar Card, PAN Card, Voter ID, etc.), address proof, age proof, income proof, and sometimes a medical examination report depending on your age and the coverage amount. For high-value policies, additional documentation may be required.

Term insurance typically doesn't cover death due to suicide within the first year, death due to pre-existing undisclosed medical conditions, or death due to participation in hazardous activities not disclosed while purchasing the policy. It's important to disclose all relevant information while buying the policy.