Retirement Planning

Secure Your Financial Future with Our Retirement Plans

At Growwell, we understand that retirement planning is a journey, not a destination. Whether you're just beginning your career or you're approaching the golden years, our retirement solutions are crafted to help you build and preserve wealth over time, with the right balance of risk management.

15K+ Happy Retirees
22% Avg. Returns
₹850Cr Assets Managed

100% Secure

Growing Returns

Tax Benefits

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Why Plan with Us

Retirement Planning Benefits

Secure your future with our comprehensive retirement planning solutions

Tax Advantages

Take advantage of tax-deferred growth and potential tax deductions to maximize your retirement savings and reduce your current tax burden.

Wealth Accumulation

Our retirement plans are designed to help you grow your wealth consistently over time, leveraging the power of compounding returns.

Financial Security

Secure your future with guaranteed income options that provide a reliable financial foundation throughout your retirement years.

Legacy Planning

Our plans include options for wealth transfer and estate planning to ensure your assets go to your loved ones according to your wishes.

Health Coverage

Some of our retirement plans include health insurance components to protect you against rising medical expenses in your senior years.

Personalized Planning

Work with our retirement specialists to create a customized plan tailored to your unique financial situation and retirement goals.

Our Offerings

Retirement Solutions

Choose the retirement plan that aligns with your financial goals and timeline

All Plans
Annuity Plans
Pension Plans
NPS
Conservative

Guaranteed Income Plan

A low-risk plan that provides guaranteed regular income throughout your retirement years.

7-8%
Expected Annual Returns
  • Guaranteed income stream
  • Inflation-protected options
  • Capital preservation focus
  • Minimum investment: ₹2,00,000
  • 5-year lock-in period
Growth Focus

National Pension System

Government-backed pension system offering market-linked returns with tax benefits.

10-14%
Expected Annual Returns
  • Government regulated
  • Enhanced tax benefits
  • Customizable asset allocation
  • Minimum contribution: ₹1,000/month
  • 5-year lock-in period
  • Until age 60 lock-in

All our retirement plans are designed to provide long-term financial security and can be customized to meet your specific needs. Contact our advisors for personalized guidance.

Plan Your Retirement

Retirement Calculator

Estimate how much you need to save for your retirement goals

Input Your Details

60 years
8%

Your Retirement Projection

Interactive chart will appear here

₹1,83,45,625
Retirement Corpus
₹91,728
Monthly Income
25
Years to Retirement
₹15,000
Required Monthly Saving

These projections are estimates based on your inputs and market assumptions. Actual results may vary.

Instant Calculation

Get real-time estimates based on your inputs

Private & Secure

Your data remains confidential and is never stored

Customizable

Adjust parameters to match your exact needs

How To Get Started

Retirement Planning Process

Our streamlined process helps you create the perfect retirement strategy

1

Retirement Goals Assessment

Meet with our retirement specialists to discuss your lifestyle goals, desired retirement age, estimated expenses, and vision for your golden years.

2

Financial Analysis

Our advisors will analyze your current financial situation, including savings, investments, income sources, and future expectations to create a comprehensive snapshot.

3

Strategy Development

Based on your goals and financial analysis, we'll develop a personalized retirement strategy that includes appropriate investment vehicles, savings rates, and asset allocation.

4

Plan Implementation

Once you approve your retirement plan, we'll handle all the documentation and setup for your selected retirement solutions, making the process seamless and hassle-free.

5

Regular Review & Optimization

Your retirement plan is not set-and-forget. We conduct regular reviews to ensure your strategy remains aligned with your goals and make adjustments as needed for optimal performance.

Common Questions

Retirement Planning FAQs

Everything you need to know about our retirement plans

What is the ideal time to start planning for retirement?

It’s never too early to start planning! The earlier you begin, the more time your investments have to grow. Starting in your 20s or 30s allows for maximum compounding benefits, but even if you’re closer to retirement age, it’s still worthwhile to plan. Our advisors can help you determine the best approach based on your current situation and goals.

How much should I contribute to my retirement plan each month?

The amount you should contribute depends on factors like your retirement goals, desired lifestyle, and age. Our expert advisors will work with you to create a customized strategy that fits your financial situation. As a general guideline, we recommend contributing at least 15% of your income, but the exact figure can vary based on your needs

What types of investment options are included in the retirement plans?

Our retirement plans offer a variety of investment options, including equities, fixed-income securities, and alternative investments. The right mix of assets will depend on your risk tolerance and investment horizon. We work with you to build a diversified portfolio that ensures growth while managing risk.

Can I change my retirement plan as my circumstances change??

Yes! Our retirement plans are flexible. Whether your financial situation changes or you reach a different stage in your career, we allow for adjustments to your investment strategy. Our advisors are always available to review and refine your plan as needed.

How do I track the performance of my retirement plan?

You can easily track the performance of your retirement plan through our user-friendly mobile app and online portal. Our dashboard provides real-time updates on your investments, allowing you to see how your wealth is growing and make adjustments when necessary.

Should I choose NPS or a pension plan?

The choice between NPS (National Pension System) and traditional pension plans depends on your specific needs. NPS offers potentially higher returns through market-linked investments, greater flexibility in asset allocation, and additional tax benefits. Traditional pension plans provide more certainty with guaranteed returns, often include insurance benefits, and may be simpler to manage. Many retirement strategies incorporate both types of products to balance growth potential with guaranteed income. Our advisors can help determine the optimal mix based on your risk tolerance and retirement goals.